Business Lending Has Been Our Business for Over 150 Years.

You’ve been planning to start or grow your business for a long time. Our talented business lending team is ready to help you get the loan or line of credit that is perfect for your growing enterprise.

With decades of collective experience, our business lenders help entrepreneurs like you turn their dreams into a reality. We take the time to understand your business and provide solutions that meet your financial needs. Additionally, we offer loan terms and conditions that help ease your financing concerns, and make it simple for you to repay your loan. Find the right loan product for you:

Commercial Mortgages

Our application process is easy, and you can be confident in our excellent repayment terms and competitive rates, backed by our knowledgeable business lenders who are responsive and helpful.

Benefits to you:

  • Quick loan decisions*
  • Competitive rates & terms
  • Equity can be used as down-payment
  • Automatic payments available

*Available for use on initial purchase, construction, refinancing, renovation, or accessing equity.

Construction Loans

Our construction loans are for customers looking to finance initial construction, renovations, repairs, and other business construction projects. Our business loans makes it simple to apply and get approved.

Benefits to you:

  • Competitive rates & terms
  • Interest-only payments during construction
  • Use for the full cost of project*
  • Transition to permanent financing

*If terms are met. Consult with a Business Lending Officer for details.

Equipment Loans

Franklin Savings Bank’s business lending department offers competitive rates on equipment loans—so you can purchase the items you need to run your business efficiently and productively.

Benefits to you:

  • Finance new or used equipment
  • Finance replacement or upgraded equipment
  • Competitive rates & terms
  • Competitive down payment requirements
  • Reasonable payment options
  • No prepayment penalties

Letters of Credit

A letter of credit is a document issued by our business lending team that serves as a guarantee for payment to a person or financial institution under specified conditions.

Benefits to you:

  • Can be used in place of an insurance bond
  • Typically irrevocable for the term
  • Pay no interest unless the credit is used
  • Can assist with construction projects

Line of Credit

A line of credit from Franklin Savings Bank improves cash flow with a revolving line of credit that offers unlimited withdrawals up to a certain amount. Our business lenders make it fast and easy to apply.

Benefits to you:

  • Monthly interest-only payments
  • Short-term or seasonal cash flow needs
  • Deposits directly into your account


Our business loans are your first step to taking your business to the next level.

Learn more about our solutions below, or call us at (603) 934-4445 to set up an appointment.